Managing our finances is a critical skill. Many times we come up against the old saying "Too much month at the end of the money". It's rarely the other way around!
Many people get to this point and aren't sure about what to do about it or how to cope with it. Obviously, not having enough money leads to so many problems. It's stressful and can cause a domino effect on other parts and people in our lives.
I know what this situation is like. I've been there. We all have had financial targets that couldn't have been met if we didn't manage our money at the time.
Yet, many people still end up in this position. I've even met millionaires who have this problem, believe it or not! I know people who you might consider to be living on the breadline, but have a good quality of life. The majority of time, I think it's not the amount of money you have but rather it's the approach you take to money.
So what do we do in this situation? How do we avoid going in to debt.
One thing you could do is...
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